Save Your Money !!!!!!!!!!!

 Rule Number 1 in wealth creation, is SAVE YOUR MONEY.

I don't know how to shout it any louder. You would think saving money would be common sense, but  there seems to be very little common sense in the United States these days.

Rule Number 2 in wealth creation, is to create an atmosphere where all of your physical needs are met first.
This includes Food, Clothing, and Shelter. The way you allocate appropriate resources to achieve this part
is to Budget your money, and Save Your Money.

After all physical needs are met, then you start saving for an Emergency Fund. This emergency fund covers the Oh Crap moments in life. Guess what folks, we all have Oh Crap moments. Your car dies. You crack a tooth eating an almond, and the extortioner, oh sorry, I meant dentist, charges you a cool 1200.00 to do a crown. Your kid kicks out an appendix,  and the hospital demands the 2000.00 deductible upfront before they save your kids life. You bet we all have Oh Crap moments.

After you have your Emergency Fund funded, then you move on to.........

Rule Number 3 in wealth creation.  Start buying stock. When you buy stock in a company you buy ownership in that company. You become one of the owners. If you could buy up more than 50% of the stock in that company , you would in effect be the controlling owner.  When you become an owner,  you are magically transformed into the newest member of the 1%, albeit a "junior" member. If I could get every American turned on to the stock market, we would become the 100% . Bull and Bear markets make people tons of money. But that's how you do it folks. It truly is as simple as that.

Rule Number 4 in wealth creation. Build as many small businesses as you can to bring in even more money. Many Fortune 500 companies were started around the kitchen table, or in the garage, or dorm room. Most by people like me who are totally fed up by how the world is turning out.

        Most people expect everything to be handed to them on a plate. They don't want to work, they don't want to think for themselves. Life has been handed to them by their parents growing up, and then by the government. The government has fostered a society that thinks they are entitled to a piece of what everyone else has,  in other words, if I created something  and they didn't because they are lazy, or stupid, or unmotivated or whatever the reason, then they should still have a piece of the pie, just because.  These people will never be the ones who read my blog. The ones who read my posts are the ones who have a pulse, the ones who want more out of life, the ones who are dissatisfied with the way things are going, the ones who look around and say as I did, REALLY, IS THIS ALL THERE IS ?????


I came up with a list of qualities that the Great Recession has forced us to rediscover, and how important they are to our comeback.

1. Thrift ...... Saving as much money as possible.

2. Hard Work

3. Delayed Gratification of wants.

4. Self Reliance

5. Self Employment

6. Stock Ownership

7. Home Ownership

    During the decade of the housing bubble, Americans were brainwashed into thinking that the house that you lived in was your greatest "investment". However a vast majority of Americans treated their house not as an "investment" but rather as an ATM machine. Cashing out equity for the most frivolous reasons, a new boat, television, a kids new car, a vacation they so very much needed. America, and the world has suffered greatly because of this thinking, i.e. The Great Recession.  Soon after the bubble burst I saw a bumper sticker that said, Honk If I'm Paying Your Mortgage.  When I  read this bumper sticker, I was looking at and reading page after page of foreclosure notices in my local newspaper. 


Our houses are NOT investments. Our houses are homes of refuge and safety. 
Our houses are places where we live out our lives, where we lay our heads down at night and sleep.
Never again jeopardize the place where your family resides, and where you lay down your head at night by thinking of  it as an investment.